when he could not shut out 
from his ears the howling of the wolf. He often wondered, jeering the 
while at his own grotesque fancy, how his neighbors could sleep with 
those mournful yet sinister howlings burdening the air, but he became 
convinced at last that no one heard the melancholy solo but himself. 
"'The wolf's long howl on Oonalaska's shore' is not in it with that of 
mine," said George Henry--for since his coat had become threadbare
his language had deteriorated, and he too frequently used slang--"but 
I'm thankful that I alone hear my own. How different the case from 
what it is when one's dog barks o' nights! Then the owner is the only 
one who sleeps within a radius of blocks. The beasts are decidedly 
unlike." 
Not suddenly had come all this tribulation to the man, though the final 
disappearance of all he was worth, save some valueless remnants, had 
been preceded by two or three heavy losses. Optimistic in his ventures, 
he was not naturally a fool. Ill fortune had come to him without 
apparent provocation, as it comes to many another man of intelligence, 
and had followed him persistently and ruthlessly when others less 
deserving were prospering all about him. It was not astonishing that he 
had become a trifle misanthropic. He found it difficult to recover from 
the daze of the moment when he first realized his situation. 
The comprehension of where he stood first came to George Henry 
when he had a note to meet, a note for a sum that would not in the past 
have seemed large to him, but one at that time assuming dimensions of 
importance. He thought when he had given the note that he could meet 
it handily; he had twice succeeded in renewing it, and now had come to 
the time when he must raise a certain sum or be counted among the 
wreckage. He had been hopeful, but found himself on the day of 
payment without money and without resources. How many thousands 
of men who have engaged in our tigerish dollar struggle have felt the 
sinking at heart which came to him then! But he was a man, and he 
went to work. Talk about climbing the Alps or charging a battery! The 
man who has hurried about all day with reputation to be sustained, even 
at the sacrifice of pride, has suffered more, dared more and knows more 
of life's terrors than any reckless mountain-climber or any veteran 
soldier in existence. George Henry failed at last. He could not meet his 
bills. 
Reason to himself as he might, the man was unable to endure his new 
condition placidly. He tried to be philosophical. He would stalk about 
his room humming from "The Mahogany Tree": 
"Care, like a dun, stands at the gate. Let the dog wait!"
and seek to get himself into the spirit of the words, but his efforts in 
such direction met with less than moderate success. "The dog does 
wait," he would mutter. "He's there all the time. Besides, he isn't a dog: 
he's a wolf. What did Thackeray know about wolves!" And so George 
Henry brooded, and was, in consequence, not quite as fit for the fray as 
he had been in the past. 
To make matters worse, there was a woman in the case; not that women 
always make matters worse when a man is in trouble, but in this 
instance the fact that a certain one existed really caused the 
circumstances to be more trying. There was a charming young woman 
in whom George Henry had taken more than a casual interest. There 
was reason to suppose that the interest was not all his, either, but there 
had been no definite engagement. At the time when financial disaster 
came to the man, there had grown up between him and Sylvia Hartley 
that sort of understanding which cannot be described, but which is 
recognized clearly enough, and which is to the effect that flowers bring 
fruit. Now he felt glad, for her sake, that only the flower season had 
been reached. They were yet unpledged. Since he could not support a 
wife, he must give up his love. That was a matter of honor. 
The woman was quite worthy of a man's love. She was clever and good. 
She had dark hair and a wonderfully white skin, and dark, bright eyes, 
and when he explained to her that he was a wreck financially, and said 
that in consequence he didn't feel justified in demanding so much of her 
attention, she exhibited in a gentle way a warmth of temperament 
which endeared her to him more than ever, while she argued with him 
and tried to laugh him out of his fears. He was tempted sorely, but he 
loved her in    
    
		
	
	
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