oh! The mistake I made was to leave school so soon. I got sick of it, and left at sixteen, and of course the idiots at home--I mean the foolish people--let me have my own way. I'm not clever, you know, and I didn't get on well at school. They used to say I could do much better if I liked, and perhaps it was more laziness than stupidity, though I don't care for books--I wish I did. I've had lots of friends, but I never keep them for very long. I don't know whether it's their fault or mine. My oldest friends are Amy Barker and Muriel Featherstone; they were both at the school at Clapham, and now Amy does type-writing in the City, and Muriel is at a photographer's. They're awfully nice girls, and t like them so much; but then, you see, they haven't enough money to live in what I call a nice way, and, you know, I should never think of asking them to advise me about my dresses, or anything of that kind. A friend of mine once began to say something and I didn't like it; after that we had nothing to do with each other.'
Emmeline could not hide her amusement.
'Well, that's just it,' went on the other frankly. 'I have rather a sharp temper, and I suppose I don't get on well with most people. I used to quarrel dreadfully with some of the girls at school--the uppish sort. And yet all the time I wanted to be friends with them. But, of course, I could never have taken them home.'
Mrs. Mumford began to read the girl's character, and to understand how its complexity had shaped her life. She was still uneasy as to the impression this guest would make upon their friends, but on the whole it seemed probable that Louise would conscientiously submit herself to instruction, and do her very best to be "nice." Clarence's opinion was still favourable; he pronounced Miss Derrick "very amusing," and less of a savage than his wife's description had led him to expect.
Having the assistance of two servants and a nurse-girl, Emmeline was not overburdened with domestic work. She soon found it fortunate that her child, a girl of two years old, needed no great share of her attention; for Miss Derrick, though at first she affected an extravagant interest in the baby, very soon had enough of that plaything, and showed a decided preference for Emmeline's society out of sight and hearing of nursery affairs. On the afternoon of the second day they went together to call upon Mrs. Fentiman, who lived at a distance of a quarter of an hour's walk, in a house called "Hazeldene"; a semi-detached house, considerably smaller than "Runnymede," and neither without nor within so pleasant to look upon. Mrs. Fentiman, a tall, hard-featured, but amiable lady, had two young children who occupied most of her time; at present one of them was ailing, and the mother could talk of nothing else but this distressing circumstance. The call lasted only for ten minutes, and Emmeline felt that her companion was disappointed.
'Children are a great trouble,' Louise remarked, when they had left the house. 'People ought never to marry unless they can keep a lot of servants. Not long ago I was rather fond of somebody, but I wouldn't have him because he had no money. Don't you think I was quite right?'
'I have no doubt you were.'
'And now,' pursued the girl, poking the ground with her sunshade as she walked, 'there's somebody else. And that's one of the things I want to tell you about. He has about three hundred a year. It isn't much, of course; but I suppose Mr. Higgins would give me something. And yet I'm sure it won't come to anything. Let's go home and have a good talk, shall we?'
Mrs. Higgins's letter had caused Emmeline and her husband no little amusement; but at the same time it led them to reflect. Certainly they numbered among their acquaintances one or two marriageable young men who might perchance be attracted by Miss Derrick, especially if they learnt that Mr. Higgins was disposed to 'behave handsomely' to his stepdaughter; but the Mumfords had no desire to see Louise speedily married. To the bribe with which the letter ended they could give no serious thought. Having secured their "paying guest," they hoped she would remain with them for a year or two at least. But already Louise had dropped hints such as Emmeline could not fail to understand, and her avowal of serious interest in a lover came rather as an annoyance than a surprise to Mrs. Mumford.
It was a hot afternoon, and they had tea brought out into the garden, under the rustling leaves of the

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