the lives of most men, being matter of legal record in that of my progenitor, and so continued to be down to the day of his presumed majority, since he was indebted to a careful master the moment the parish could with any legality, putting decency quite out of the question, get rid of him. I ought to have said, that the orange-woman, taking a hint from the sign of a butcher opposite to whose door my ancestor was found, had very cleverly given him the name of Thomas Goldencalf.
This second important transition in the affairs of my father, might be deemed a presage of his future fortunes. He was bound apprentice to a trader in fancy articles, or a shopkeeper who dealt in such objects as are usually purchased by those who do not well know what to do with their money. This trade was of immense advantage to the future prosperity of the young adventurer; for, in addition to the known fact that they who amuse are much better paid than they who instruct their fellow-creatures, his situation enabled him to study those caprices of men, which, properly improved, are of themselves a mine of wealth, as well as to gain a knowledge of the important truth that the greatest events of this life are much oftener the result of impulse than of calculation.
I have it by a direct tradition, orally conveyed from the lips of my ancestor, that no one could be more lucky than himself in the character of his master. This personage, who came, in time, to be my maternal grandfather, was one of those wary traders who encourage others in their follies, with a view to his own advantage, and the experience of fifty years had rendered him so expert in the practices of his calling, that it was seldom he struck out a new vein in his mine, without finding himself rewarded for the enterprise, by a success that was fully equal to his expectations,
"Tom," he said one day to his apprentice, when time had produced confidence and awakened sympathies between them, "thou art a lucky youth, or the parish officer would never have brought thee to my door. Thou little knowest the wealth that is in store for thee, or the treasures that are at thy command, if thou provest diligent, and in particular faithful to my interests." My provident grandfather never missed an occasion to throw in a useful moral, notwithstanding the general character of veracity that distinguished his commerce. "Now, what dost think, lad, may be the amount of my capital?"
My ancestor in the male line hesitated to reply, for, hitherto, his ideas had been confined to the profits; never having dared to lift his thoughts as high as that source from which he could not but see they flowed in a very ample stream; but thrown upon himself by so unexpected a question, and being quick at figures, after adding ten per cent. to the sum which he knew the last year had given as the net avail of their joint ingenuity, he named the amount, in answered to the interrogatory.
My maternal grandfather laughed in the face of my direct lineal ancestor.
"Thou judgest, Tom," he said, when his mirth was a little abated, "by what thou thinkest is the cost of the actual stock before thine eyes, when thou shouldst take into the account that which I term our floating capital."
Tom pondered a moment, for while he knew that his master had money in the funds, he did not account that as any portion of the available means connected with his ordinary business; and as for a floating capital, he did not well see how it could be of much account, since the disproportion between the cost and the selling prices of the different articles in which they dealt was so great, that there was no particular use in such an investment. As his master, however, rarely paid for anything until he was in possession of returns from it that exceeded the debt some seven-fold, he began to think the old man was alluding to the advantages he obtained in the way of credit, and after a little more cogitation, he ventured to say as much.
Again my maternal grandfather indulged in a hearty fit of laughter.
"Thou art clever in thy way, Tom," he said, "and I like the minuteness of thy calculations, for they show an aptitude for trade; but there is genius in our calling as well as cleverness. Come hither, boy," he added, drawing Tom to a window whence they could see the neighbors on their way to church, for it was on a Sunday that my two provident progenitors indulged in this moral view of humanity, as best fitted the day, "come hither, boy, and thou
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