Everybodys Guide to Money Matters | Page 4

Guaranteed by Government - Dividends,
how to Receive them - Automatic Re investment of
Dividends . . . . . . . . . . . . 35
CHAP. VI. - Government Annuities, how to Purchase - When Payable -
Tables - Insurance Office Annuities - Tables - Indian Government
Stocks . . . . . . . . . . . 41
CHAP. VII. - Loans to Corporations, &c. - Colonial Government
Securities - Inscribed Stocks and Bonds - List of Inscribed Stocks -
Bonds and Coupons - Foreign Government Stocks - Caution in
Investing - Railways - The Different Stocks and their Relative Values -
The Warrants for Interest and Dividends - Indian Railway Stocks -
American Railways - Foreign Railways - Banks - As an Investment -
Colonial and Foreign Corporation Stocks - Canals and Docks - Gas -
Electric Lighting, Telegraph and Telephone - Water Works - Breweries
- Industrial Companies - Financial, Land and Investment Companies -
Financial Trusts - Insurance Companies - Steamship Companies -
Mines . . . . . . . . . . . . . . . 55
CHAP. VIII. - The Stock Exchange - Brokers and Jobbers - How
Business is Done - "Contango" and "Backwarda tion" - "Bulls" and
"Bears" - "Boom" and "Slump" - Settlement - Risk in Keeping
Convertible Bonds - Brokers - Traps and Snares - Good Companies and
Bad Advertising Swindles - Gold Mines - A Typical Case Exploration
Companies . . . . . . . . . . . . . 79
CHAP. IX. - Life Insurance - Its Advantages - Mutual and Joint Stock

Companies - Choice of Office - Form of Proposal - Examination -
Premiums, how Payable - Examples of Advantage - Various Modes of
Insuring - Bonuses - How Applied - Endowment Insurance -
Non-profitable Policies - Settlement Policies - Endowment of Children
- Insurance of Joint Lives - Insurance on Longest of Two Lives -
Surrenders - Fire Insurance - Farm Stock - Other
Insurances . . . . . . . . . . . . . . . . . . 101
CHAP. X. - A Building Society, Mode of Doing Business - How to
Obtain a Share, and Table of Payments - How to Withdraw, and Table -
Borrowers - How to Build a House - Table of Payments - How Profits
are made - The Weak Points of Societies Badly Conducted - What
Leads to Collapse - Necessity for Choosing Directors of Standing and
Character - Necessity for Efficient Audit of
Accounts . . . . . . . . . . . . . . . . . . . . 122
CHAP. XI. - The Post Office Savings Bank - Mode of Depositing -
Opening an Account - Convenience and Precau tions - Limit in
Amounts - Withdrawal - Payment to Representatives - Government
Annuities, &c. - Advantages the Post Office Offers . . . . . . . . . 134
APPENDIX.
Table of Interest on Investments . . . . . . . . . . . 142 Examples of
Business Communications - Sending Money by
Post . . . . . . . . . . . . . . . . 143 Requiring Money . . . . . . . . . . . . . . . 143
Acknowledging Receipt . . . . . . . . . . . . . 144 Transfer to Deposit
Account . . . . . . . . . . 144 Arranging Cheques to be Honored by
Another Bank 145 Request for Passport and Circular Notes . . . . 145
Ordering Letter of Credit . . . . . . . . . . . 146 Remitting in this
Country . . . . . . . . . . . 146 Lodging Securities at Bank . . . . . . . . . . 147
Order to Receive Dividends . . . . . . . . . . 147 Ordering
Investments . . . . . . . . . . . . . 148

EVERYBODY'S GUIDE TO MONEY MATTERS.

CHAPTER I.
EASY STEPS TO MONEY MATTERS.
MONEY is the medium by which we may acquire from others, who are
willing to part with them, such things as we may desire. The price of an
article is the value set upon it by the possessor, as represented by an
expressed sum in money.
The price of some things are arbitrarily fixed by law or custom, such as
stamps, professional fees, duties, &c.
The standard of value in this country is gold, and it is as against gold,
represented by coins of different denominations, that the value of all
commodities is estimated.
The authorised coins